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Securities Lincense Training In Montana

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Montana Securities Licensing

AB Training provides securities training in the state of Montana for obtaining a Series 6, 7, and 63 license.Montana Securities Licensing Courses

This training is offered through a number of courses and is administered through self-study, seminars, and online training. No matter how busy your schedule is, we have the perfect courses for you and your specific needs. All of our courses are designed to help you prepare for the exams developed by the North American Securities Administrators Association (NASAA). By taking one or all of our courses, you will obtain the amount of knowledge and assurance you need to pass your exams with ease.

Montana's economy is mostly made up of ranching, lumber, and coal mining. Agriculture is the financial engine for the state, bringing in more than $2 billion each year.With each of these businesses, their buildings and properties expand for miles. Although agriculture is definitely the largest contributor, there is an increasing demand for securities training courses which has really begun to climb in the past few years.

AB Training Center now has a large variety of courses readily available in Billings, Bozemand, Butte, Missoula, Great Falls and surrounding areas. Please contact us to get started in your classes today.

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More About Payroll Paycards

Legal Issues For Paycard Programs

Whenever an employer pays an employee there are legal requirements that must be met or at least considered. These requirements depend largely on what state is involved, and include:
  • Can employers mandate paycards?
  • What is considered timely payment in that state?
  • What method of payment does the state allow?
  • Does the state have any requirements for escheatment?
  • Does the state have a "without discount" requirement when cashing payroll checks or when an employee is paid?
  • Does the state have paystub requirements that must be met?
  • Does the state have laws to protect employees' right to choose a paycard or a payroll check?
Disadvantages Of Direct Deposit

Despite its many advantages, direct deposit also has a number of disadvantages that employers should consider before implementing a program. Among these disadvantages are:
  • Employers must regularly update the master file of information on direct deposit participants to make sure that terminated employees are not paid in error. This is one reason why companies with high turnover rates may find direct deposit too administratively burdensome
  • It is not "paperless". Employers must still process employee authorization forms and prepare the non-negotiable "pay information statements" that employees receive in lieu of their paychecks
  • Direct deposit transfers cannot be easily reversed when errors are made
  • The employer loses the "float" on payroll funds - i.e., interest earnings for the period between when a check is issued and when it actually is cleared by the employee's bank
  • The payroll processing "windows" may be shortened because of the minimum two-day processing time required for a direct deposit. Scheduling for holidays becomes even more complicated because of the shortened processing period
  • Some state laws require the employer to absorb bank service charges the employee may incur as a result of the direct deposit program
For more information about payroll paycards, view our Payroll Operations Training & Certification Program, which is where the information above is excerpted. This course also includes step-by-step strategies on how to set up a paycard program, including how to select a payroll paycard vendor.
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