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New York FINRA Series 6 & 63, Series 7 License Exam Training

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New York Securities Licensing

At AB Training Center, we offer a huge selection of classes for those seeking a Series 6, 7, or 63 License in New York.New York Securities Licensing Courses

We have a large selection of courses offered in several formats including self-study, seminars, online training, and even OnDemand versions are available. If you can't make it to a class, the recorded classes are an excellent way to catch up on what you've missed. Everyone has their own hectic schedule and there's no better way to start or catch up on your education for your licensure than with the convenience we can offer you. Today is the day to take charge of your career with our amazing training courses.

New York's economy is the 16th largest world-wide and is made up mostly of industry, commerce, agriculture, microchip manufacturing, energy, production, and it's biggest contributor is tourism. The state is also home to several huge corporations and Fortune 500 companies that makes it essential to have this license.

AB Training Center has so many training courses for you to choose from available in Brooklyn, Buffalo, Manhattan, Rochester, Staten Island, and other areas all throughout the state. To start your classes or to learn more about the training we have to offer, please contact us today. We'll find you the best fit for your specific needs.

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More About Payroll Paycards

Legal Issues For Paycard Programs

Whenever an employer pays an employee there are legal requirements that must be met or at least considered. These requirements depend largely on what state is involved, and include:
  • Can employers mandate paycards?
  • What is considered timely payment in that state?
  • What method of payment does the state allow?
  • Does the state have any requirements for escheatment?
  • Does the state have a "without discount" requirement when cashing payroll checks or when an employee is paid?
  • Does the state have paystub requirements that must be met?
  • Does the state have laws to protect employees' right to choose a paycard or a payroll check?
Disadvantages Of Direct Deposit

Despite its many advantages, direct deposit also has a number of disadvantages that employers should consider before implementing a program. Among these disadvantages are:
  • Employers must regularly update the master file of information on direct deposit participants to make sure that terminated employees are not paid in error. This is one reason why companies with high turnover rates may find direct deposit too administratively burdensome
  • It is not "paperless". Employers must still process employee authorization forms and prepare the non-negotiable "pay information statements" that employees receive in lieu of their paychecks
  • Direct deposit transfers cannot be easily reversed when errors are made
  • The employer loses the "float" on payroll funds - i.e., interest earnings for the period between when a check is issued and when it actually is cleared by the employee's bank
  • The payroll processing "windows" may be shortened because of the minimum two-day processing time required for a direct deposit. Scheduling for holidays becomes even more complicated because of the shortened processing period
  • Some state laws require the employer to absorb bank service charges the employee may incur as a result of the direct deposit program
For more information about payroll paycards, view our Payroll Operations Training & Certification Program, which is where the information above is excerpted. This course also includes step-by-step strategies on how to set up a paycard program, including how to select a payroll paycard vendor.
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