Those who are interested in a career as a securities trader must take and pass the series 6 and 63 license exam. The series 6 license is the minimum requirement for brokers to sell annuities and mutual funds. The larger Wall Street banks require that all of their brokers a series 6 license at a minimum. However, the larger firms also require their brokers to hold the series 7 license in combination with the series 6. This license allows brokers to sell individual stocks along with mutual funds and variable annuities.
The series 63 exam tests an individual’s knowledge with relation to securities regulations, compliance issues, ethical business practices and how a brokerage operation is required to operate based on the rules set forth by the Securities and Exchange Commission. Most states in U.S. require bank employees to hold this license if they are selling any type of security. The license is used to demonstrate the employee’s competence when it comes to best business practices.
It is important to understand who is required to hold a license and who does not need a license. Individuals who wish to purchase securities through a brokerage house or online stock trading company are not required to hold any license. They may purchase equities however they see fit. The actual trader who executes the transaction is the person who is required to hold the license based on the type of transaction. If a customer is looking to purchase a large block of mutual fund shares, the trader who works for the brokerage house must hold a series 6 license. The same holds true for customers wishing to purchase individual stock, the trader who executes the transaction must hold a series 7 license. It is often times very confusing for individual investors who believe they need a license in order to execute a purchase. The fact is, individuals who are not employed by a broker/dealer do not need a license to execute trades.
One final note of very high importance, any individual wishing to obtain any type of license must be employed and sponsored by the brokerage house. Individuals cannot take the exams unless the company that they work for gives them a sponsorship. Therefore, individuals who are looking to obtain a license, but do not work for a registered broker are unable to take the exam. The National Association of Securities Dealers provides valuable information on the guidelines behind the series 6 and 63 license exam.
The Series 99 securities license is considered the license for back office professionals. If you are trying to expand your career with a Series 99 license, take a look at the training courses from AB Training Center. Our training package is considered the most comprehensive and effective one available.
More information on our Series 99 exam training:
Description:
Ensure your success on the Series 99 licensing exam with our Self-Study & OnDemand Online Class package! This program is intended to provide students with the confidence and content mastery needed to pass their licensing exam - the first time!Key Package Features Include:OnDemand Online Class
This OnDemand Online Class allows you to view the course from beginning to end, as streaming video, offering you the same high level of instruction you would expect from a live class.
The difference is that you can follow along this OnDemand portion of the package at your leisure – anytime, anywhere and as often as you’d like!
BasicPlus Self-Study Solution Materials
Our Self-Study Solution includes both print and online tools designed to fit your study style and schedule. Candidates should plan to spend approximately 30-40 hours with these materials prior to starting the OnDemand Online Class.
License Exam Manual (printed)
A comprehensive textbook covering all aspects of the exam. Short, focused paragraphs with numerous graphics and exercises help students learn faster and retain critical information.
Class Notes (printed)
Concise and easy-to-use, these study notes highlight critical exam-focused content, providing students with a convenient note-taking format for organized review.
Mastery Exam
Designed to closely replicate the true exam experience, both in terms of the degree of difficulty and topical coverage. Validated as a test of preparedness, this exam may be taken just once and provides a score and diagnostic feedback without answer explanations.It is a sound indicator of potential actual exam scores: the better students do on this exam, the more likely they are to pass their Series exam.
SecuritiesPro QBank Practice Exams
Test yourself with exam-focused questions, build personalized exams based on difficulty, length, and topic of your choice, and create personal notes and bookmarks for future reference. Presented online plus as a one-time download.
InstructorLink
A unique combination of online instructional resources and interactive support tools designed to help students pass their Securities exam, consisting of: Searchable FAQs, Exam-tips Blog, Test Alerts, and Study Calendar.
Receipt of Materials
All the printed materials noted above are shipped via UPS within 1 business day after receipt of your paid order.
You may elect to have the materials shipped by next-day service for an additional fee (during the check-out process); such Express orders must be received by 3:00pm EST to be delivered the following business day.
Access instructions for the OnDemand and other online portions of this program will be emailed to you within 48 business hours of your paid order.
About The Provider:
Each year, Kaplan Financial helps hundreds of thousands of securities and insurance professionals build successful careers in the financial services industry.We help individuals and organizations achieve their business goals with:
Global insurance and securities licensing programs that build knowledge and pass-rate success
Over 150 continuing education courses that meet mandatory requirements and keep you current in your area of licensure
A professional development library with courses and designation programs that help increase sales and expand your customer base.
We gear our courses for the busy professional. Our many options include classroom training, interactive online programs, audio and video CD-ROMs, and print courseware. As a result, you can choose from a variety of formats depending on your skill level, learning style, and schedule.
Regardless of the format you choose, you can be sure that Kaplan Financial courses are relevant, tested, and designed to help you succeed.
Returns Policy
Live Class
If you cancel your enrollment in a Live Class, you will receive a refund (minus shipping and a $20 restocking fee) upon the return of unused materials, for up to 30 days after the date of purchase, but no later than 7 days prior to class start date.
If you choose to cancel your enrollment within 7 days of the class start date or after, a cancellation/restocking fee of $100 or 50% of your original class cost, whichever is less, will apply. All materials must be returned in original, like-new, resalable condition and in the original packaging.
Reschedules/Transfers
You may only reschedule/transfer if you have not attended the class. A class may be rescheduled/transferred up to four (4) times at no charge, provided the request is made eight (8) days prior to your class start date. If your request is within 7 days of your class start date, or after the class has started, you will be subject to a $20 administrative fee.
Online Class
Online courses are only eligible for a refund within 30
days of purchase, and only if the course or class has NOT been accessed. A $20 administrative fee will apply. Online courses are not eligible for Reschedules, Transfers, or PassProtection™ Retakes, as archives are available.
Self-Study Materials
Returns of paper-based study materials, prepackaged software, or product packages will be accepted within 30 days of the date you receive your order. If materials have been used or damaged, a $20 restock fee applies.
Shipping charges are non-refundable for all materials purchased, for all class formats.
In the Risk Management business? You’re definitely going to need your Associate in Risk Management designation. Having your ARM designation is a way of showing that you have reached a certain level of knowledge about risk assessment.
The Associate in Risk Management course from AB Training Center provides quality instruction and training along with ARM certification. Sign up today and get started on your ARM training and certification.
More information on the ARM course:
Candidates must pass an examination for the three following courses to earn the designation:
Required Courses
ARM 54: Essentials of Risk Management - It is best to take ARM 54 first
ARM 55: Essentials of Risk Control
ARM 56: Risk Financing
Required Courses for the ARM-P designation
ARM P352: Risk Management for Public Entities
Examination Requirements
Each exam is a two-hour, 85 objective question, computer-administered exam
Your results will be provided immediately upon the completion of your exam.
National exams are given at local testing centers during the following two-month windows:
January 15 – March 15
April 15 – June 15
July 15 – September 15
October 15 – December 15
Exam fees will apply
Contact Prometric testing centers at 800-266-3232 for more info or to schedule your exam
Ethics Requirement
Those pursuing the ARM designation must pass a 50-question exam in the Ethical Guidelines For Insurance Professionals online module. This module is offered by the Institutes at no charge. If you wish to earn CE credits for passing the 50-question, objective, online exam included with it, there is a nominal $5 administrative fee.
Additional Requirements
Candidates are not required to meet experience or education requirements to attain this designation.
Continuing Education Requirements
A designee is not required to fulfill any annual continuing education requirements, nor are there any annual fees for a designee to maintain the designation.
Our Illinois Life and Health License training seminar from AB Training Center is unlike anything else. Our seminar provides you with a comprehensive description of the license exam and the material that is covered on it.
Detailed information on the Illinois Life, Accident, & Health Pre-Licensing Course:
This course is held over 2 consecutive days and concentrates on life, accident and health insurance principles and concepts. It is intended as a comprehensive introduction to all aspects of the life, accident and health industries.Self-Study Requirement: 25 hours
This course is approved as a means of fulfilling the prelicense education requirement. The class, combined with the self-study, will satisfy the pre-licensing requirement of 40 hours.
When choosing a class date, please allow yourself enough time to complete the self-study. To satisfy your self-study requirement, you will take an in-class exam before class starts and you must pass with 70% or better.
Key Course Features Include:
Live Classroom Review
Insurance experts deliver material in a concise and easy-to-understand manner, while providing important topical insight and valuable exam tips and strategies.
Premium Instruction Study Solution Materials
Our Study Solutions include both print and online tools designed to fit your study style and schedule.
License Exam Manual (printed)
A comprehensive textbook that utilizes short, focused paragraphs with numerous graphics and exercises to help students learn faster and retain critical information.
State Law Supplement(printed)
This provides all the most current state laws and regulations in an easy-to-use format.
Class Notes (printed)
Concise and easy-to-use, these study notes highlight critical exam-focused content.
MP3 Audio Review
Accessible from home, the office, or your laptop, this tool allows participants to study anytime, anywhere. Download to your MP3 player or listen to streaming clips from the website.
OnDemand Video Library
Instructor-led review of core concepts and test topics. These video review sessions can be viewed anytime, anywhere, and as frequently as you like.
InsurancePro QBank Practice Exams
Test yourself with online practice questions and solutions, pinpoint problem areas by building customized exams based on difficulty, length, and topic of your choice, and create online personal notes and bookmarks for future reference.
Mastery Exam
The Mastery Exam is designed to be a final measurement tool and can be taken only once. Insurance line-specific, non-repeatable, scorable, trackable, and timed, this exam covers the broad range of general knowledge and general state laws and regulations applicable to the license exam.Using questions with the same weighting and test format as the exam provider for your real state exam, the Mastery Exam provides a valuable means of evaluating your preparedness to successfully pass the state exam on the first try.
Instructor Link Access
A unique combination of online instructional resources and interactive support tools designed to help students pass their Insurance exam. Includes Searchable FAQs, Exam Tips Blog, Study Calendar and Instructor Email Access.
Receipt of Materials
The printed material noted above in the Premium Instruction Study Solution is shipped via UPS ground within 1-2 business days after receipt of your paid order. Please allow approximately 4-5 business days for delivery (additional shipping charge will be applied).
You may elect to have the materials shipped UPS next-day service (selected during the checkout process); such Express orders must be received by 2:00pm EST to be delivered the following business day. Any overnight orders received after that time will ship the next business day.
Access instructions for the online portions of this program will be emailed to you within 1-2 business days of your paid registration.
PassProtection Guarantee
We’re so confident that you will pass your Insurance Licensing Exam after completing this program that we will provide free enrollment in future classes should you not pass your exam!
Our PassProtection™ program allows you to reschedule your review course complimentary up to 4 times within one year of your purchase date (after taking the course this fourth time, a separate fee will be charged for any enrollment thereafter).
The insurance and financial securities industry requires licensing for several reasons. Most importantly, it is for the protection of the customer and the prevention of scams run on vulnerable people. Licensing includes financial guidelines and ethical standards that are regulated by FINRA. There are quite a few licenses available covering all the specific areas in insurance and financial securities. Training is available for all these licenses. Securities license training is available and very accessible to help you move toward your financial services goals.
However, it is important to determine what license you need based on your area of expertise. Some securities licenses require you to be sponsored by your employer or potential employer in order to obtain your license. How do you get this training?
Training is offered in one of three ways. Online courses, self-study or a classroom setting are the three options available to you. The choice is based on your individual situation. If you are a person with a good amount of self-discipline and have few distractions, self-study is a great option. If you need some type of structure, the online class is an option. Or, if you need the structure from the classroom setting, this is the third option.
For companies that have several employees that require licensing, custom training is available. This would fall under the classroom setting. Training centers are also available for the classroom training.
The licenses being offered have pre-requisites for each license number. Those pre-requisites need to be reviewed to make that all your bases are covered before you obtain the training. The series of licenses are as follows:
- Series 3–4, 6-7, 9-11
- Series 24, 26–28
- Series 31-32, 37–38
- Series 51, 53, 55, 56
- Series 62-63, 65-66
- Series 79, 82, 99
Each series has a specific knowledge base in the financial securities arena. You can review the information online to find out more information in the area that interests you. You can also search the official FINRA site for even more detailed information.
The license requirement establishes all financial securities agents as authorized to do business in this arena. The regulations offer the public security and reassurance that there are standards to be followed when others are responsible for investing their money. The regulations and standards for licensing offer agents and brokers the guidelines that must be kept for them to work in the arena. This lets the public know that the law protects their investments.
For employer sponsorship, it is important to keep in mind that if the company is paying for the training, there may be terms of commitment once you receive your license. Should you break that commitment, you may be responsible for repayment to the company for the training.
The options available to obtain your securities license training are plentiful. They provide flexibility for those who need it as well as a study guide for the final exam. With these choices, you can move forward with your goal to obtain the license and further your career.
Looking for expert training on the Series 66 securities exam? AB Training Center provides several different training options including online training courses, live classroom lessons, in-person seminars, self-study solutions.
Get more information on our Series 66 training below:
We look forward to working with you and getting you the best training for the Series 66 exam and ultimately pass it. To contact us, simply call 770-410-9375 or fill out our contact form.
Want to get into selling insurance in Georgia? The first and most important step you’ll take is enrolling in a Georgia Insurance training course from AB Training Center. You’ll get the most comprehensive and highest quality training to ensure your success in insurance licensing.
More Information on Georgia Insurance Licensing:
A Georgia Insurance License is regulated at the state level and, as such, state government establishes its own insurance licensing requirements and examination procedures. Below are general Georgia pre-licensing requirements, and those for each line of insurance:
General Requirements
Effective January 1, 2010, the application process for an agent license will no longer require sponsorship by an insurer. Upon issuance of the agent license, the licensee must obtain a certificate of authority from each insurer that they will represent.
Candidates must complete an approved Georgia pre-licensing course, this requirement may be met in either a Classroom, Online, or Self-Study format
Candidates must pass the required examination for licensure within 12 months of the completion of the pre-licensing course, then must apply for licensure within 12 months from receiving a passing grade on the examination
Pre-licensing Course Exemption – Applicants for licenses in lines or sublines of life or health insurance who hold the Chartered Life Underwriter (CLU) designation are exempt
Life Insurance License
Candidates must complete an approved 20-hour pre-licensing Classroom or Online course
Pre-licensing Course Exemption – Applicants for licenses in lines or sublines of life or health insurance who hold the Chartered Life Underwriter (CLU) designation are exempt
Accident & Sickness Insurance License
Candidates must complete an approved 20-hour pre-licensing Classroom or Online course
Pre-licensing Course Exemption – Applicants for licenses in lines or sublines of life or health insurance who hold the Chartered Life Underwriter (CLU) designation are exempt
Pre-licensing Course Exemption – Applicants for licenses in lines or sublines of property or casualty insurance who hold the Chartered Property Casualty Underwriter (CPCU) designation are exempt
Property and Casualty Limited Subagent License
Candidates must complete an approved 20-hour pre-licensing Classroom course
Pre-licensing Course Exemption – none
Variable Products License
Candidates must complete an approved 8-hour pre-licensing Classroom course
Pre-licensing Course Exemption – none
SUPPLEMENTAL GEORGIA INSURANCE SELF STUDY MATERIALS
Supplemental to the required courses referenced above, ABTrainingCenter offers excellent Georgia insurance training materials to help Candidates pass their Georgia insurance licensing exams, plus state-approved Continuing Education courses to help fulfill an insurance licensee’s annual CE requirement.
Select one of the recommended courses below, or simply search under “Licensing” or “Continuing Education” in the following search box for your desired Insurance License, select ‘Georgia’, and press ‘Go!’
CONTACT INFORMATION – GEORGIA INSURANCE LICENSE
Georgia Insurance Department – Licensing Division Address: 908 West Tower | 2 Martin Luther King, Jr. Dr. | Floyd Memorial Building | Atlanta, GA 30334 Phone: 404.656.2101 Fax: 404.656.0874 Email:agents@mail.oci.state.ga.us Website:http://www.gainsurance.org
The financial industry is a vital pillar supporting the US as well as world economy. Trades worth trillions of dollars are transacted every day. There is need for supervisory regulation to ensure corporate clients and individuals do not lose investments in dubious schemes. This is why the Financial Industry Regulatory Authority (FINRA) was set up to address these challenges. A securities license is the key that will open the investments door. It is not a straightforward affair as there are factors which determine the type of license required. The following guide will take you through the importance of securing a securities license and how to get one.
Importance of Licensure
To begin with, you will be able to handle financial instruments as a broker or dealer. Without licensure it would be impossible to get an opening in the financial industry. The securities license shows that you have extensive knowledge of security markets operations, securities laws, as well as financial products. An individual with such knowledge is capable of handling investments properly. This means being able to analyze financial market fundamentals and investment risk factors. Some of the investment tools you will be handling include stocks, open-end funds, options, and bonds. There are many brokerages and security firms ready to employ individuals with the right skills in addition to licensing. Salaries for new entrants hover around $50,000 every year. The annual pay package if you stick around for several years can be as high as $175,000.
How to Get a Securities License
You can only get a securities license by way of sponsorship from a broker-dealer. In addition to the sponsorship, you will have to undergo rigorous preparation before sitting for the licensing exam. Even after acquiring the license, it is advisable to keep up to date with continuous education. The majority of employers fall into two broad categories, retail and independent. Licensing requirements differ with independent broker-dealers taking a more liberal approach. FINRA oversees the administration of exams and licensing procedures. There are three main licenses that every person working with financial instruments must obtain. These are the limited-investment securities license (series 6), the general securities representative license (series 7), and series 3 license. You should also take note that FINRA does not administer all licenses. The North American Securities Administrators Association (NASAA) also offers some key licenses. These are the uniform securities agent license (series 63), series 65, and series 66 licenses. You must achieve a score of 70 percent in both FINRA and NASAA examinations to be licensed. However, the pass rate for series 63, 65 and 66 is a little bit higher. You will have to score 72 percent, 72 percent and 75 percent respectively to have any chance of receiving licensure. After passing the requisite exams, you have to register the securities license with an approved a broker-dealer.
The Series 65 license is one of the best securities licenses to hold. To get your Series 65 license on the first attempt, consider taking the exam training course from AB Training Center.
There is no required pre-licensing to sit for the Series 65 exam; however, it is highly recommended that you use or Series 65 Exam Prep materials or take one of our Series 65 courses.
There are no prerequisites for Series 65 Exam Requirements. If you are registering as an individual, you must complete Form U-10.
There is an exam fee and you must pass a background check along with fingerprinting.
Looking for something to boost your success rate on the Series 24 securities exam? Our live Series 24 exam prep course is perfect for you. We help you pass the Series 24 licensing exam the first time and will make you much more confident when you go to take the exam.
To find out more about the course or to enroll in it today, click here.
Read a little more about the exam training course:
Prepare for the Series 24 securities licensing exam with our innovative study program – designed to help you pass the first time!Our self-study materials and live classroom review course are designed to work in unison to:
Make your prep-time more productive
Reduce study time
Help you understand difficult material
Provide you with the direction and motivation to succeed
Offer expert instruction and review just prior to taking the examination
This intensive, 2-day review seminar is ideal for students who excel in a live learning environment with teacher/student interaction. Securities experts deliver material in a concise and easy-to-understand manner, while providing important topical insight and valuable exam tips and strategies.
About The Provider:
Each year, Kaplan Financial helps hundreds of thousands of securities and insurance professionals build successful careers in the financial services industry.We help individuals and organizations achieve their business goals with:
Global insurance and securities licensing programs that build knowledge and pass-rate success
Over 150 continuing education courses that meet mandatory requirements and keep you current in your area of licensure
A professional development library with courses and designation programs that help increase sales and expand your customer base.
We gear our courses for the busy professional. Our many options include classroom training, interactive online programs, audio and video CD-ROMs, and print courseware. As a result, you can choose from a variety of formats depending on your skill level, learning style, and schedule.
Regardless of the format you choose, you can be sure that Kaplan Financial courses are relevant, tested, and designed to help you succeed.
Returns Policy
Live Class
If you cancel your enrollment in a Live Class, you will receive a refund (minus shipping and a $20 restocking fee) upon the return of unused materials, for up to 30 days after the date of purchase, but no later than 7 days prior to class start date.
If you choose to cancel your enrollment within 7 days of the class start date or after, a cancellation/restocking fee of $100 or 50% of your original class cost, whichever is less, will apply. All materials must be returned in original, like-new, resalable condition and in the original packaging.
Reschedules/Transfers
You may only reschedule/transfer if you have not attended the class. A class may be rescheduled/transferred up to four (4) times at no charge, provided the request is made eight (8) days prior to your class start date. If your request is within 7 days of your class start date, or after the class has started, you will be subject to a $20 administrative fee.
Online Class
Online courses are only eligible for a refund within 30
days of purchase, and only if the course or class has NOT been accessed. A $20 administrative fee will apply. Online courses are not eligible for Reschedules, Transfers, or PassProtection� Retakes, as archives are available.
Self-Study Materials
Returns of paper-based study materials, prepackaged software, or product packages will be accepted within 30 days of the date you receive your order. If materials have been used or damaged, a $20 restock fee applies.
Shipping charges are non-refundable for all materials purchased, for all class formats.
Those who are interested in a career as a securities trader must take and pass the series 6 and 63 license exam. The series 6 license is the minimum requirement for brokers to sell annuities and mutual funds. The larger Wall Street banks require that all of their brokers a series 6 license at a minimum. However, the larger firms also require their brokers to hold the series 7 license in combination with the series 6. This license allows brokers to sell individual stocks along with mutual funds and variable annuities.
The insurance and financial securities industry requires licensing for several reasons. Most importantly, it is for the protection of the customer and the prevention of scams run on vulnerable people. Licensing includes financial guidelines and ethical standards that are regulated by FINRA. There are quite a few licenses available covering all the specific areas in insurance and financial securities. Training is available for all these licenses. 
