The Florida Legislature enacted a law requiring all residential property insurance companies to file with the Office of Insurance Regulation a range of premium discounts they propose to offer.
Insurance companies issuing new homeowners' insurance policies, or the first renewal of a homeowner's insurance policy, must let policyholders know they can get discounts if they strengthen their homes against hurricane damage.
All residential property insurance companies were required to file a new loss mitigation discount no later than March 1, 2007. After that date, insurance companies must provide all new and renewing customers the exact discounts that apply specifically to their homes.
Every licensed general lines agent and customer representative who is subject to the required continuing education provisions in Florida Statutes 626.2815, must complete, as part of his or her required hours, one hour of continuing education every 2 years on the subject of premium discounts available on property insurance policies. The premium discounts are based on various hurricane mitigation options.
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