The Divorce certificate course teaches you the financial impact of divorce in the modern world and how it affects your clients' wealth. This course is easy to understand because we describe divorce from two perspectives.
The first is from your perspective as the advisor. You'll learn what you are responsible for and how to best perform your duty.
The second is from the client's perspective, so you can help inform them of what to expect during the divorce process.
Certificates are designed for financial advisors who want the highest standard of education in the shortest amount of time. A certificate is different from a designation; it can be completed more quickly and there is no final project. Certificates are earned after all course material has been read, and the student has passed a multiple choice exam.
What You Will Learn:
After completing the Divorce certificate course, you will know the most advantageous property division strategies for your client, what assets should be given to their spouse, and how to maximize tax benefits through the right classification of payments.
You will also learn about the ramifications of divorce and the settlement provisions that should be avoided whenever possible.
The course is divided into ten sections:
- Common Financial Mistakes Made during a Divorce
- Divorce Law and the Process
- Property Division
- Retirement Plans
- The Personal Residence
- Alimony vs. Child Support
- Social Security Issues for a Divorcing Couple
- Life and Health Insurance
- Debts and Credit Cards
- Tax Issues and the Innocent Spouse Rule
Divorce is serious, and our certificate course covers the issues in an objective manner to ensure that you receive information that is current, relative, critical, and unbiased.
Tuition includes all materials, online practice exams, reference sheets, online final exam, standard shipping, and a certificate of completion.
Students are given six (6) months to complete the course.
The exam is a 60 minute, 50-question, computer-administered exam. A passing score of 70% or better is required for the exam. The exam is taken online, monitored by a Proctor (disinterested third party). There exam fee is included in the cost of the course. If a re-take is necessary, a $75 charge will apply.
To earn this certificate, candidates must have at least 2,000 hours of work experience in the financial services industry or a bachelor's degree from an accredited college or university. The certificate will not be granted until the required minimum number of hours has been fulfilled or a bachelor's degree has been granted.
Continuing Education Requirement:
Because you do not earn any designation marks there are no additional CE requirements or renewal fees.