Our Social Security and Medicare Certificate course provides you with strategies, solutions, and processes to help your clients better understand their options regarding Social Security and Medicare.
The course covers not only the basic questions your clients would ask, such as how to enroll, what kind of benefits to expect, coverage gaps, etc., but guidance on determining when/if clients should take early or late benefits (i.e., age 62 or age 67).
This easy-to-follow program also describes how spousal and survivor benefits work, as well as strategies that can be used to maximize benefits. Guidance for helping with Medicare choices is also covered, including Medigap plans and Medicare Part D (prescription drugs).
What You Will Learn
After completing the Social Security and Medicare Certificate course, you will know whether or not an individual or married couple should seek to take early, full, or late Social Security retirement benefits.
You also will learn about eligibility, the rights of a divorced spouse, surviving spousal benefits, and all aspects of Medicare Part A, B, C (supplemental plans), and D (prescription drugs). You also will learn about:
- Key features and coverages
- What is not covered by Medicare Part A and Part B
- Types of coverage offered by Medicare supplemental policies
- Filing claims and common mistakes
- Unemployment and disability
- Living abroad
- Veteran benefits
- Benefit taxation
- Viewing monthly benefits as an immediate fixed-rate annuity
- Recipient′s work record
This Certificate course also provides an approach that can greatly alter a portfolio′s stock/bond mix, while freeing up new resources the advisor can invest.
Tuition includes all materials, online practice exams, reference sheets, online final exam, standard shipping, and a Certificate of Completion.
The exam is a 50-question, computer-administered exam. A passing score of 70% or better is required for the exam. The exam is taken online, monitored by a Proctor (disinterested third party). The exam fee is included in the cost of the course; however, if a re-take is necessary, a $75 charge will apply.
To earn this Certificate, candidates must have at least 2,000 hours of work experience in the financial services industry or a bachelor′s degree from an accredited college or university. The certificate will not be granted until the required minimum number of hours has been fulfilled or a bachelor′s degree has been granted.
Continuing Education Requirement:
Because you do not earn any designation marks there are no additional CE requirements or renewal fees.