Personal Lines Coverage Specialist (PLCS)

The Personal Lines Coverage Specialist (PLCS) designation is the undisputed professional credential for persons who are seeking to master the subject of personal lines coverage. Created by the staff of the renowned FC&S bulletins with the learning needs of new insurance producers, agents, managers, CSRs and corporate staff in mind, the PLCS is the most complete professional learning program available for industry professionals.

Students completing the PLCS program have demonstrated extensive knowledge in a critical functional area of property and casualty insurance practice-insurance policy coverage, and will have applied that knowledge through real-life case study exercises.

Benefits

Holders of the PLCS designation enjoy the following benefits:

One year complimentary subscription to The National Underwriter Magazine: P&C Edition
90-day complimentary subscription to the FC&S Bulletins Online
Complete reference set of Commercial Lines Coverage Guides by the editors of The National Underwriter Company’s FC&S Bulletins
Optional CE credits through completion of program elements ($25 exam processing fee applies for each element completed for CE credits)

Curriculum

The PLCS curriculum is based on the most important document in the insurance industry: the insurance policy. The curriculum is presented through four Coverage Guides and five e-Learning programs (Insurance Principles is solely delivered through an e-learning course). Materials are adapted from expert insurance coverage materials produced by the staff of The FC&S Bulletins and Coverage Guide Series.

Candidates must earn a score of 80% or above on an examination for each of the following courses:

Insurance Principles
Introduction to Personal Auto
Introduction to Homeowners
Introduction to Personal Umbrella

Examination Requirements

Each of the 4 exams contains 50 questions and is taken online (access instructions will be provided upon registration). Students who do not pass an exam may purchase exam retakes for $25 per retake. Exam progress can be monitored on www.CoverageSpecialist.com. Once all exams have been passed, the student will have access to a Request for Certificate form which must be mailed in to obtain the PLCS certificate and designee benefit package.

Additional Requirements

Candidates must meet one of the following qualifications to be eligible for the Personal Lines Coverage Specialist (PLCS) designation:

Licensed agent, broker, adjuster, CSR or solicitor
At least one year of full-time experience in the insurance industry or as a risk management practitioner
Students of insurance academies authorized to confer the PLCS designation

Continuing Education Requirements

There are currently no annual renewal or CE requirements for designees.

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