Adjuster

An Adjuster, often referred to as a Claims Adjuster, is an insurance professional who is responsible for evaluating the damage caused to persons or property, after an accident occurs, in an effort to reach a fair settlement between the insured (policyholder) and insurer (typically an insurance company).

Adjusters may be called upon to assess damage in one of these situations - Property Claims or Liability Claims:

• Property Claims
  Damage to covered property, such as automobiles, homes or watercraft
  
  
• Liability Claims
  Personal injury or property damage arising out of liability situations, such as an automobile accident or some other type of negligent behavior

• Staff Adjusters - those professionals who are employed by an insurance company
  
• Public Adjusters - those professionals who are employed by a policyholder
  
• Independent Adjusters – those professionals who are neither employed by an insurance company nor a policyholder