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Welcome To Our
HR Blog Page

Our blog page covers topics related to the Human Resouces (HR) industry.

In it, you'll find information of national interest, such as current HR trends, industry updates, new HR products reviews, and access to Human Resource training, including online training, seminars, webcasts, audio conferences, and podcasts - all designed for you, the busy professional!

We also cover key HR compliance topics such as COBRA, HIPAA, FMLA, Retirement Plans, Compensation, Workforce Management, and employee development.

To find specific blog articles, either view the blogs posted below or search by categories using the search box below.

Enjoy our HR blog page!


HS 300 Financial Planning: Process & Environment
3/23/2007

The HS 300 course is critical to both the ChFC? and CFP? designation. It represents the general trend within the life insurance industry and the financial services industry as a whole- a movement towards full-service financial planning and its teachings are illustrated in this article.

This week at a school meeting, I was talking with a teacher who informed me that he was not planning to return to school next year. He had decided he'd had enough of teaching and would be looking for a new
... More


Options for Mitigating Capital Gains Taxes
3/21/2007

Taxes on capital gains and income distributions can drag down fund returns more than expenses do. And with the market making a return to health, many of your clients may be surprised by 1099 taxes on their mutual funds.

Most fund investors have avoided this problem in recent years due to losses during the bear market - and because funds could carry losses forward to offset gains, which occurred when funds rebounded during the last year. So, consider two investment alternatives:
... More


Series 7 Training
3/21/2007

To be registered as a General Securities Representative with the NASD and be qualified to sell most types of securities, a person must pass the Series 7 exam. The Series 7 exam is a six-hour, 250-question qualifications test.

There are a number of training options for candidates who wish to acquire their license, such as online Series 7 training, in-person Series 7 seminars, Series 7 books, CDs, and other Series 7 self-study training materials.

The most effective path that a
... More


The Cold Call: Alive and Well
3/21/2007

Many trainers talk as though cold calling is a dead art. In a recent article one trainer wrote that the cold call was an ineffective and outdated technique, but I disagree.

While the cold call is most effective in the business-to-business sales environment, it can be a significant tool for the insurance agent selling in the home.

Take a look at the calendar for your last three weeks. How many first-time appointments did you have each day? It would not surprise me if you had fewer
... More


Snail Mail and Marketing Success
3/20/2007

Direct mail can be a very effective tool in the agent's marketing toolkit, but there's more to it than just dropping thousands of pieces of mail. There distinct types of direct mail campaigns, but regardless of the campaign, there are a number of rules that will make your campaign more effective.

1. Procure your own business reply permit to allow for quick replies directly to your P.O. Box.

2. Avoid envelopes with your pre-printed company name and address. I always purchased
... More


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