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Group Benefits Disability Specialist (GBDS)

Searching for GBDS training? Then you've come to the right place!

ABTrainingCenter.com offers GBDS training and certification information for those individuals interested in earning the prestigious Group Benefits Disability Specialist designation.

The Group Benefits Disability Specialist (GBDS) designation is the undisputed professional credential for persons who typically advise clients on group benefits needs.

Most American workers have insured their life, their health, their car and their home or apartment � but not their most valuable asset, the ability to earn an income.

The Group Benefits Disability Specialist (GBDS) program equips designees with the tools they need to engage clients in a meaningful dialogue about the entire group benefits program, opening the door with the least-understood group benefits insurance package. Through completion of the rigorous GBDS self-study curriculum, designees add significant expertise to the value equation they bring to their clients and prospects.

Benefits

Increased client retention � and renewals
Know when to open a group disability case � and when not to
Demonstrate to clients the critical importance of disability insurance for their employees � and themselves
Recognize the tell-tale signs of possible disability fraud
Leverage the use of core buy-up plans
Explain the differences between government-provided and private disability coverage
Design group disability plans that meet the needs of employees, employers and the insurer
Steer clear of regulatory issues related to disability insurance
Ensure employees receive claims service that is fair, efficient and proactive
Recognize which carriers are most compatible with the business you want to write
Understand the tax consequences of different group disability funding mechanisms

Curriculum

The GBDS curriculum is contained in a Program Binder divided into 18 chapters.

History
Overcoming Resistance
Regulation
Government Provided Disability
Short-Term Statutory
Fraud
Common Provisions
LTD Provisions
STD Provisions
Program Design
Service
Claims
Core Buy-Up
Voluntary
STD Underwriting and Pricing
LTD Underwriting and Pricing
Taxation of Benefits
Trends

Examination Requirements

Upon completion of study, candidates are required to take one comprehensive, 100-question examination online. Candidates must earn a score of 80% or better to pass the GBDS designation exam, although students may receive three attempts to pass the exam. Once the exam has been passed, the student will receive a GBDS Certificate. Optional CE credits are available upon successful completion of the exam, for a $25 processing fee.

Additional Requirements

Candidates must meet one of the following qualifications to be eligible for the GBDS self-study designation program:

Licensed agent
At least one year of full-time experience in the insurance industry
One or more years as a full-time insurance trainer as part of an insurance company program
One or more years as a faculty member at an accredited college or university

Continuing Education Requirements

There are currently no annual renewal or CE requirements for designees.

Available Training Options

ABTrainingCenter.com presently does not offer training materials to achieve the designation.

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