Alabama P&C Adjuster Licensing Course Agenda

Agenda

• What is Insurance?
• Characteristics of Insurance Contracts
• Types of Insurers
• Hazards and Risk
• Risk Management
• Important Terms
• Types of Hazards and Fraud
• Cause and Loss
• Interest, Subrogation, and Claims
• Valuation, Deductibles, and Coinsurance
• Liability Insurance and Policy Limits
• Liability and Law

• The Agent and Authority
• What is Adjusting?
• Adjusting the Claim
• Settling the Claim
• Negotiations
• Common Policy Provisions

• Standard Fire Policy
• Homeowners
• Homeowners Supplement
• Dwelling
• Personal Auto
• Personal Auto Laws

• Commercial Property
• Commercial General Liability
• Professional Liability
• Surety and Fidelity Coverages
• Commercial Package Policies
• Commercial Auto
• Commercial Crime
• Boiler and Machinery

• Flood Insurance
• Mechanical Breakdown
• Umbrella and Excess Liability
• Marine Insurance Preface
• Ocean Marine Insurance
• Inland Marine Insurance
• Aviation Insurance
• Residual Markets
• Additional Coverages

• Fiduciary Duty and Ethics
• AL Unlawful and Unfair Practices
• AL Insurance Rules and Regulations
• Fraud

• Information for Alabama P&C Practice Exam
• Practice Exam (with feedback) for Alabama P&C
• Practice Exam (without feedback) for Alabama P&C

• Applying for your Alabama license: Step-by-Step