South Carolina Life & Health Licensing And Exam Prep Materials
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How To Earn Your South Carolina Life & Health Insurance License
About The South Carolina Life And Health Insurance LicenseSelling life or health insurance in Columbia, Charleston, Mount Pleasant, Rock Hill, Greenville, Summerville, Sumter, Hilton Head, Florence, Spartanburg, Myrtle Beach, and other South Carolina cities can jump-start a fantastic career.
To get started, you need the proper license, so start here at ABTrainingCenter.com, where you'll find everything you need to know about what to expect on exam day and how to prepare for the South Carolina life and health insurance licensing exam.
What Does A South Carolina Life And Health Agent Do?A Life And Health (L&H) Insurance Agent (in some states, also known as "Life, Health, And Accident) sells Life, Disability, Long Term Care, Medicare, and other policies to groups and individuals. As a Life & Health Agent, you advise clients on what policies best suit their needs, tailor policies to fit their requirements, and help customers when they have questions or file a claim. Ideally, the relationship with your clients will be a long-term one, so you should stay current on your customers' needs, including adding or lowering coverage levels as people age or acquire more wealth or have changing needs.
What A South Carolina Life And Health License Can Do For YouLife and health insurance are at the top of the list when it comes to insurance priorities. By earning a South Carolina life and health insurance license, you dramatically increase your potential insurance customer base. Below are links for our best-selling South Carolina Life & Health insurance licensing courses, as well as information and links for you to read about specific requirements for earning your license.
Recommended Courses For South Carolina Life, Health, And Accident Licensing
To find South Carolina Life and Health insurance licensing courses, study guides, practice exams, and exam prep materials, simply click on any of the recommended courses below or select your desired license type and your state from the "Licensing" section of the search box below. Good luck becoming an South Carolina insurance agent!
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Top FAQs
Independent Insurance Agents typically earn commissions for selling various insurance products.
You must take your state-required pre-licensing course, then pass your state's licensing exam. After passing your exam, you typically must meet any basic state requirements such as a minimum age, passing a background check, etc.
You can work for an established company like AllState or State Farm or work as an Independent Agent.
If you work for a firm like AllState, you sell their produsts only. As an Independent Agent, you can sell products from several companies.
Life And Health Insurance Agents sell Life, Disability, Long Term Care, Medicare, and other policies to groups and individuals. You'll advise clients on what policies best suit their needs, tailor policies to fit their requirements, and help customers when they have questions or need to change their coverages.
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How To Become A Life & Health Insurance Agent In South Carolina
Below is information on the licensing requirements for becoming a South Carolina Life & Health Insurance Agent, its insurance department, test requirements, and examination scheduling facilities.
Life And Health Pre-Licensing Requirements For South Carolina Resident AgentsThere are no pre-licensing requirements for the life or health insurance license exam in South Carolina. Even so, it's important to prepare for the licensing exam before registering. Agent Broker Training Center has online courses that can fully prepare you for the life and health insurance exam with proper study.
South Carolina Life And Health Insurance Exam RequirementsOnce you have studied sufficiently, schedule your licensing exam with PSI Exams for a $45 fee. Bring a photo I.D. and present it at the testing site. This must be a current, valid, government-issued I.D. like a military I.D. or a driver's license. You have three exam options:
- Life Insurance: 100 questions, 2 hours
- Health Insurance: 100 questions, 2 hours
- Life, Accident and Health Insurance: 150 questions, 2 hours and 45 minutes
To pass, you must get 70 percent or more correct. You can then get fingerprinted by scheduling an appointment with IdentoGo, then contact NIPR to apply for your license.
What Is On The South Carolina Life and Health Insurance Exam?Since Life & Health licensing is state specific, your exam will include questions on your state's insurance regulations for the product(s) you want to sell. Your exam covers topics such as the following:
- Insurance regulations
- Life insurance basics
- Health insurance basics
- Disability insurance
- Group health insurance
- Policy Provisions
- Tax considerations for health insurance
- State regulations
Though requirements vary by state, you can expect somewhere in the range of 100 or more questions. You'll need a score of 70% or higher to pass.
Tips For Studying For Your South Carolina Life And Health Insurance License ExamThe following tips for studying for your Life and Health Insurance License exam should help you pass your exam on the first try.
Step 1: Make A Commitment - And Stick To ItWhether you plan to study full- or part-time, start by taking a few minutes to plan how study process. Will you spend an hour every evening? Spend all day every Tuesday? Have a mentor work with you? Regardless of what you plan, make sure you stick to it.
Step 2: Develop A Study PlanOnce you commit to when and how long you will study, plan on
how to do it. Most students say they need 40 or more hours to feel prepared. Typically, they split the majority of their time between reading the textbooks or study materials and taking practice exams, so plan accordingly, but double-check your progress periodically and make adjustments as needed.
Step 3: Know The Format Of The ExamThe format of most state insurance exams is a timed, proctored, multiple choice test, typically consisting of 150 or more questions (the actual length and number of questions on your exam will depend on the state in which you are testing).
Step 4: Practice, Practice, And Practice Some More!Whether you take one of our in-person, online, or self-study pre-licensing courses, all come with many sample exam questions. You can even build customized exams based on difficulty, length, and topic of your choice. As you'd probably guess, we suggest you take as many of these sample exams as possible so that you are fully prepared to pass your exam on the first time.
Contact Info: South Carolina Insurance Licensing Requirements
To help with your examination scheduling, we have provided below information on South Carolina licensing requirements, its insurance department, and examination scheduling facilities.
South Carolina Department of Insurance - Licensing and Education ServicesAddress: Capitol Center | 1201 Main St. Suite 1000 | Columbia, SC 29201
Phone: 803.737.6160
Fax: 803.737.6100
Email: info@doi.sc.gov
Website: https://www.doi.sc.gov/354/Licensing-CEExamination SchedulingProvider: PSI Exams
Phone: 1.800.733.9267
Website: https://candidate.psiexams.com/registration/displayagencylicenses_home.jspGood luck passing your South Carolina Life & Health insurance licensing exam!
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DisclaimerThis information is based on state laws and regulations, and is subject to change. ABTrainingCenter makes every effort to make sure this information is current and accurate, however, ABTrainingCenter is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.
