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Michigan Workers Compensation Training

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Workers Compensation Training For Insurance Agents In Michigan

Improve Your Workers' Compensation Skills: Learn About Michigan Workers Compensation Law

Are you an Michigan Insurance Agent or handle workers' compensation administration for a Michigan organization? Do you need to know more about the workers comp state laws and statutes in Michigan? If yes, we can can help! Simply read below for an overview of what you need to know, as well as links info on Michigan workers comp rules and training course to help you stay in compliance.

Which Michigan Employers Are Required To Provide Workers Compensation Insurance?

According to, the following employers must carry workers' compensation coverage:
  • All public employers
  • All private employers regularly employing 1 or more employees 35 hours or more per week for 13 weeks or longer during the preceding 52 weeks
  • All private employers regularly employing 3 or more employees at one time. (This includes part-time employees)
  • Agricultural employers if they employ 3 or more employees 35 hours or more per week for 13 or more consecutive weeks
  • Households employing domestic servants if they employ anyone 35 hours or more per week for 13 weeks or longer during the preceding 52 weeks
How Does Michigan Define An "Employee"?

In Michigan, an "employee" is defined as any person in the service of another, under any contract of hire, express or implied. A partner is considered an employee of the partnership, a corporate officer is considered an employee of the corporation, and a member who is a manager is considered an employee of a limited liability company. A sole proprietor (self-employed individual) working in his or her sole proprietorship is never an employee of that business.

What Should An Insurance Agent Know Re Michigan Workers Compensation?

At a base level, insurance agents should be knowledgeable on Michigan workers compensation law, be able to explain to their clients how workers compensation in Michigan works, understand their clients' past and potential claims, then be able to get quotes for coverage. Regarding coverage - and it's cost - insurance agents should understand the number and type of employees, as well as the kind of work the employees do in order to get quotes.

Regarding the administrative end, Insurance Agents should understand the state's workers comp rules and requirements, how to deal with accommodation and return-to-work requests, management of the claim, proper account handling procedures, and how to fight fraudulent claims. Read below for training courses that teach you and your clients how to do this and more!

What Should Insurance Agents And Administrators Know About Workers Comp Compliance?

Insurance Agents should have at least a working knowledge of, and individuals assigned to handle workers compensation responsibilities should specifically know, how to develop, maintain, and manage the organization's workers' comp program, investigate and process workers' compensation claims, communicate with employees, managers, insurance carriers, medical providers, attorneys, and upper management re workers comp issues.

Further, workers comp administrators should be able to accurately and timely report workplace injuries and illnesses, work within the various workers compensation laws, rules, and requirements for issues and requests such as accommodations, restrictions, and return-to-work. Yes, there is a lot of work - and regulations - in handling an organization's workers comp responsibilities. But don't worry, we have many workers comp training courses that can help!

Michigan Workers' Compensation Training Courses

Listed below are some of our best-selling workers comp seminars, webinars, and online training courses. You attend seminars either via video conference or in-person at a specific date, time, and venue. Webinars are available in live, CD, and OnDemand formats.

Online Workers Comp Training Courses

The following are online courses you can take anywhere with Internet access:How Workers' Compensation WorksWorkers Comp Training Seminars And Webinars

Find Other Workers Comp Training Courses

Select one of the recommended courses herein or use the search box to find additional workers compensation training courses.

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For More Info On Michigan Workers Compensation Requirements

The workers' compensation system in Michigan is a no-fault system designed to compensate injured workers for medical bills, lost wages, and permanent impairments resulting from their injuries.

Though there are some exemptions, organizations in Michigan are required to carry workers' compensation insurance if they have employees. For specific information on Michigan workers comp law - aka Michigan workmans comp law - contact:

Michigan Department of Labor and Economic Opportunity
Workers' Disability Compensation Agency
P.O. Box 30016
Lansing, MI 48909

Disclaimer: This information provided is based on state laws and regulations, and is subject to change. While we make every effort to asure this information is current and accurate, it is not engaged in rendering legal or professional advice, and shall not be held responsible for inaccuracies contained herein.
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