New York Insurance License Requirements
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How To Earn A New York Insurance License By Using Our Pre-Licensing Courses And Exam Prep Materials
Searching for insurance pre-licensing training courses to earn your New York Insurance License?
If yes, then you've come to the right place, as we offer pre-licensing courses, study guides, practice tests, and exam prep materials to help you earn either your New York Life & Health, Property & Casualty, or Adjuster licenses to be able to sell group and individual insurance policies to individuals in New York City, Buffalo, Rochester, Syracuse, Albany, New Rochelle, Mount Vernon, Schenectady, and a variety of other cities in New York.
Below is information on New York's licensing requirements, information and links for exam prep and test-taking tips, as well as recommended pre-licensing courses for earning your licence.
New York Insurance Licensing Requirements
Below are some of the requirements for insurance licensing in New York. Wevve also included information on its insurance department and examination scheduling facilities at the bottom of this page.General Requirements
Life & Health Insurance Licensing
- Be at least 18 years old
- Never have committed a felony or any crime involving fraudulent or dishonest practices
Property & Casualty Insurance Licensing
- Candidates must complete 20 hours of pre-licensing for a single line of authority or 40 hours for both lines
- For classroom pre-licensing courses, at least 50% of the required hours must be spent in an actual classroom
- Online pre-licensing courses require a forced progression, meaning you must complete each section before you can move on
- Pre-licensing can be done via a webinar or online course
- Candidates must complete 96 hours of pre-licensing before they can sit for the state exam
- 90 hours must be completed in a classroom setting (online pre-licensing is not available in New York)
About Our Insurance Licensing Courses And Exam Prep Materials
Your career as an insurance agent starts with earning the right licenses. We can help you earn these licenses with our pre-licensing courses, study guides, and exam prep materials that are designed to help you pass your licensing exam and start your career as an Insurance Agent.
Our exam prep materials are delivered in an easy-to-understand manner that provides important insights and valuable exam tips and strategies covering your state's rules and regulations for insurance licensing. Here is just some of what you'll learn by using our pre-licensing courses and exam prep materials:
- Downloadable/printable textbooks that utilizes short, focused paragraphs with numerous graphics and exercises to help you learn faster and retain critical information
- OnDemand Online Video Review that can be viewed anytime, anywhere, and as frequently as you like
- MP3 Audio Review
- State law supplement
- Tons of practice exam questions
Recommended Courses For New York Life, Health, P&C, And Adjuster Licensing
To find New York insurance licensing courses, study guides, practice exams, and exam prep materials, simply click on any of the recommended courses below or select your desired license type and your state from the "Licensing" section of the search box below. Good luck becoming a New York insurance agent!
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What Do New York Insurance Agents Do?What Does A New York Life And Health Agent Do?
A Life And Health (L&H) Insurance Agent (in some states, also known as "Life, Health, And Accident) sells Life, Disability, Long Term Care, Medicare, and other policies to groups and individuals. As a Life & Health Agent, you advise clients on what policies best suit their needs, tailor policies to fit their requirements, and help customers when they have questions or file a claim.What Does A New York Property And Casualty Agent Do?
A Property And Casualty (P&C) Insurance Agent sells policies on homes, apartments, vehicles, and other items that cover liability for property damage or injuries to visitors injured on your property. As a P&C Agent, you advise clients on what policies best suit their needs, tailor policies to fit their requirements, and help customers when they file a claim.What Does A New York Insurance Adjuster Do?
An Adjuster inspects property damage or personal injury claims to determine how much the insurance company should pay for the loss. They might inspect a home, a business, or a vehicle, then analyze the situation, talk to witnesses, do research and otherwise investigate to make sure the claim is legitimate and the claimant gets a settlement that is fair based on the parameters of their policy.What Are The Requirements For Becoming An Insurance Agent?
Generally speaking, to become a licensed insurance agent in your state you must first meet any state requirements such as age, passing a background check, etc. You then must take any state-required pre-licensing courses and pass your state's licensing exam to be licensed and able to sell insurance in your state. Click any of the icons above to learn about the requirements for your state.
How To Get Your Insurance License In New YorkSteps For Passing Your New York State Insurance Exam On The First TryStep 1. Purchase Your Pre-License Education Course
Before attempting to take the insurance license exam you'll need to be sure you're well prepared. Since there is a fee for every attempt at the test, and the national first-time pass rate is between 50%-60%, it is not something to take lightly.
What we have found is that the majority of the non-pass attempts are people who come to the exam having studied for less than one hour. Once they take the exam and realize that most of the questions can't be answered with common knowledge, they go back and purchase real study materials, then go back a second time and pass.
Since we want you to pass the first time you take the exam, we recommend that you take your studies seriously, and either take an online course or get a textbook before attempting the test. Insurance license exam fees aren't cheap, so save yourself some time and money by doing it right the first time.Step 2. Take Multiple Insurance License Sample Practice Exams
The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. To ensure you pass your exam to become a licensed Pennsylvania Insurance Agent, your best approach is to take as many practice exams as possible. With the sample practice questions that come with our Pennsylvania pre-licening courses, you will be able to build customized exams based on difficulty, length, and topic of your choice, as well as create online personal notes and bookmarks.What Is On The New York Life & Health Insurance Licensing Exam?
New York state law requires a forty-hour pre-licensing course for the Life and Health insurance agent license. Here are the key items on the exam:
- Life Insurance Basics
- Life Insurance Policies
- Life Insurance Policy Provisions, Options and Riders
- Qualified Plans
- Life Settlement
- Accident and Health Insurance Basics
- Individual Health Insurance Policy General Provisions
- Disability Income and Related Insurance
- Medical Plans
- Long-term Care (LTC) Insurance
- Group Health and Blanket Insurance
- Government Health Insurance Plans
- Private Insurance for Senior Citizens and Special Needs Individuals
- Insurance Regulation
Contact Info: New York Insurance Licensing Requirements
To help with your examination scheduling, we have provided below information on New York licensing requirements, its insurance department, and examination scheduling facilities.New York State Department of Financial ServicesAddress: One State Street | New York, NY 10004-1511
Website: https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers/homeExamination SchedulingProvider: Prometric
Good luck passing your New York P&C insurance licensing exam!
Other Insurance Licensing Courses For New York:Disclaimer
This information is based on state laws and regulations, and is subject to change. ABTrainingCenter makes every effort to make sure this information is current and accurate, however, ABTrainingCenter is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.