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Texas Insurance License Requirements

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Earn Your Texas Insurance License With Our Texas Insurance Pre-Licensing Courses And Exam Prep Materials

Searching for Texas Insurance Licensing schools or Texas Insurance training classes to earn your Texas Insurance License? Then you've come to the right place!

ABTrainingCenter.com offers state-approved courses to earn a Texas Insurance License and Texas Insurance training courses for those individuals who are interested in becoming an Insurance Agent or earning some other type of Insurance License in Texas.

Texas Insurance Licensing Requirements

A Texas Insurance License is regulated at the state level and, as such, state government establishes its own insurance licensing requirements and examination procedures. Below are general prelicensing requirements in the state of Texas, requirements for each line of insurance, and steps for how to become an insurance agent in Texas:

General Requirements
  • An individual applying for a Texas insurance license must be at least 18 years of age
  • Applicants are not required to be sponsored to pursue their license
  • Applicants must submit fingerprints as part of the license application
  • Texas has no prelicensing education requirement unless a 90-day temporary license is desired. To obtain a 90-day temporary license, candidates must complete 40 hours of prelicensing education
  • Candidates must apply for licensure within 12 months from receiving a passing grade on the examination
Insurance Adjuster - All Lines License
  • Licensing Exam Exemption - Applicants for the All Lines Adjusters License who hold the Chartered Property Casualty Underwriter (CPCU) or Associate in Claims (AIC) designations are exempt from taking the licensing exam.
  • In addition to the designation exemption, applicants may qualify for the All Lines Adjuster License by successfully completing a state-approved course within 12 months prior to submitting an application. We offer Online approved courses.
Insurance Adjuster - Property and Casualty License
  • Licensing Exam Exemption - Applicants for the Property and Casualty Adjusters License who hold the Chartered Property Casualty Underwriter (CPCU) or Associate in Claims (AIC) designations are exempt from taking the licensing exam.
  • In addition to the designation exemption, applicants may qualify for the Property and Casualty Adjusters License by successfully completing a state-approved course within 12 months prior to submitting an application; click here to see these Texas Insurance licensing classes offered in your area
Life, Accident and Health License
  • Candidates are not required to complete any pre-licensing education course; however, their chances of passing the Texas Life & Health licensing exam are vastly improved by attending a Live Classroom course. If you prefer self study, you may be interested in our most popular Life & Health Self-Study Package or Online Package.
  • Licensing Exam Exemption - Applicants for licenses in lines or sublines of life or health insurance who hold the Chartered Life Underwriter (CLU) designation are exempt
Property and Casualty License - General Lines
  • Candidates are not required to complete any prelicensing education course; however, their chances of passing the Texas Property & Casualty licensing exam are vastly improved by attending a Classroom course. If you prefer self study, you may be interested in our most popular Self-Study Package or Online Course.
  • Licensing Exam Exemption - Applicants for licenses in general lines of property and casualty insurance who hold the Chartered Property Casualty Underwriter (CPCU) designation are exempt
Life License
  • Candidates are not required to complete any prelicensing education course; however, their chances of passing the licensing exam are vastly improved by attending a Live Classroom exam prep course in your area. If you prefer self-study, you may be interested in our Online Course.
  • Licensing Exam Exemption - none
Personal Lines License
  • A Personal Lines Agent may sell Automobile, Home, Flood and Umbrella Insurance
  • Candidates are not required to complete any prelicensing education course; however, their chances of passing the licensing exam are vastly improved by attending such a classroom course. Click here for a Personal Lines Insurance classroom course in your area.
  • Licensing Exam Exemption - none

Recommended Insurance Pre-Licensing Training Courses For Texas Life, Health, P&C, Or Adjuster Licensing

To find Texas insurance licensing training courses, study guides, practice exams, and exam prep materials for earning your Texas insurance agent license, simply click on any of the recommended courses below or select your desired license type and your state from the "Licensing" section of the search box below. Good luck becoming an Texas insurance agent!

Recommended Training Courses:

Below are links for best-selling Texas insurance licensing courses, as well as links for you to read about specific requirements for each license type.
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What Does A Texas Insurance Agents Do?

Texas has more than 30 cities with populations of at least 100,000, including Houston, Dallas, San Antonio, Austin, Fort Worth, Arlington, Plano, El Paso, Corpus Christi, Lubbock, Garland, Irving, Laredo, Amarillo, Grand Prairie, Brownsville, McKinney, and lots more. As such, there are many communities for you to be a successful Texas insurance agent - assuming you pass the Texas insurance license requirements.

What Does A Life And Health Agent Do?

A Life And Health (L&H) Insurance Agent (in some states, also known as "Life, Health, And Accident) sells Life, Disability, Long Term Care, Medicare, and other policies to groups and individuals. As a Life & Health Agent, you advise clients on what policies best suit their needs, tailor policies to fit their requirements, and help customers when they have questions or file a claim.

What Does A Property And Casualty Agent Do?

A Property And Casualty (P&C) Insurance Agent sells policies on homes, apartments, vehicles, and other items that cover liability for property damage or injuries to visitors injured on your property. As a P&C Agent, you advise clients on what policies best suit their needs, tailor policies to fit their requirements, and help customers when they file a claim.

What Does An Insurance Adjuster Do?

An Adjuster inspects property damage or personal injury claims to determine how much the insurance company should pay for the loss. They might inspect a home, a business, or a vehicle, then analyze the situation, talk to witnesses, do research and otherwise investigate to make sure the claim is legitimate and the claimant gets a settlement that is fair based on the parameters of their policy.

It can really pay to become an insurance adjuster in Texas. Not only does passing the Texas Insurance Adjuster Licensing Exam enable you to perform insurance adjuster duties throughout the entire state of Texas, but Texas is also a Designated Home State (DHS) for insurance adjusters, which means your insurance adjuster license may allow you to perform your duties as a non-resident adjuster in many other states.

Why Earn A Texas Insurance License

Why Texas? Texas is a huge state that is extremely rich in opportunities to provide insurance. Dallas and Houston are major centers of industry, especially for the oil and gas and aviation industries. These residents have highly-valuable assets to protect, which means a good property and casualty insurance broker can go very far.

Of course, Texas is much more than just Dallas and Houston. You may choose to sell insurance in Austin, Texas, a cultural hub famous for its film and music festivals, with plenty of residents to target, or San Antonio, or El Paso, or any number of other cities in Texas.

How To Become And Insurance Agent In Texas

For how to become an insurance agent in Texas, first you must determine what type of insurance you wish to be licensed in, as each line has its own licensing requirements. In many states, the next step is to take a prelicensing course.

You can find the right Texas insurance license class for your needs by following the links at the bottom of this page or by using the search box, then by following the steps below.

Step 1. Purchase Your Pre-License Education Course
Before attempting to take the insurance license exam you'll need to be sure you are well prepared. Since there is a fee for every attempt at the test, and the national first-time pass rate is between 50%-60%, it is not something to take lightly.

What we have found is that the majority of the non-pass attempts are people who come to the exam having studied for less than one hour. Once they take the exam and realize that most of the questions can't be answered with common knowledge, they go back and purchase real study materials, then go back a second time and pass.

Since we want you to pass the first time you take the exam, we recommend that you take your studies seriously, and either take an online course or get a textbook before attempting the test. Insurance license exam fees aren't cheap, so save yourself some time and money by doing it right the first time.

Step 2. Take Multiple Insurance License Sample Practice Exams
TrainingCenter offers multiple Texas insurance license exam study guides and classroom courses, so, the next step after completing all of your pre-license coursework is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. Life& Health (L&H) and Property & Casualty (P&C) lines are combined lines in Texas, so you will take two exams if you wish to attain all of these lines of authority: Property, Casualty, Life, Accident, Health. There are no limits on attempts at each exam per year, but once you pass, you must apply for the license within twelve (12) months or retake the test.

To ensure you pass your exam to become a licensed Texas Insurance Agent, your best approach is to take as many practice exams as possible. With the sample practice questions that come with our Texas pre-licening courses, you will be able to build customized exams based on difficulty, length, and topic of your choice, as well as create online personal notes and bookmarks.

Contact Info: Texas Insurance Licensing Requirements

To help with your examination scheduling, we have provided below information on Texas licensing requirements, its insurance department, and examination scheduling facilities.

Texas P&C LicenseTexas Department of Insurance - Agents Licensing Division
Address: MC107-1A | P.O. Box 149104 | Austin, TX 78714-9104
Phone: 512.322.3503
Fax: 512.490.1029
Email: license@tdi.state.tx.us
Website: https://www.tdi.texas.gov/agent/general-property-apply.html


Examination Scheduling
Provider: Pearson Vue testing centers
Phone: 888-754-7667
Website: http://www.pearsonvue.com/tx/insurance/
Good luck passing your Texas P&C insurance licensing exam!

Other Insurance Licensing Courses For Texas:







Disclaimer

This information is based on state laws and regulations, and is subject to change. ABTrainingCenter makes every effort to make sure this information is current and accurate, however, ABTrainingCenter is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.
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