Can You Get a Life Insurance License Online? (What You Need to Know)

4/1/2026

Yes — you can complete most of the process to get a life insurance license online, including your pre-licensing education and exam preparation.

However, in most states, you’ll still need to take the final licensing exam in person at an approved testing center.

The good news? Online courses make the process faster, more flexible, and easier to complete, especially for beginners.

In this guide, you’ll learn:

• What parts of the licensing process can be done online
• What still requires in-person steps
• How to get licensed as quickly as possible
• The best way to start today

If you're ready to begin, start here:

Start your life & health insurance license online

https://www.abtrainingcenter.com/life-health-insurance-license

Can You Get a Life Insurance License Entirely Online?

Not completely — but almost.

You CAN do these steps online:

• Pre-licensing education
• Studying and exam prep
• Practice exams and training

You MAY need to do these in person:

• State licensing exam (most states)
• Fingerprinting/background check

Requirements vary by state, so check yours here:

Find your state insurance license requirements

https://www.abtrainingcenter.com/life-health-insurance-license

How to Get a Life Insurance License Online (Step-by-Step)

Here’s how the process works when done online:

Step 1: Enroll in an Online Pre-Licensing Course

This is the first and most important step.

Online courses allow you to:

• Study at your own pace
• Start immediately
• Learn from anywhere

Start here:

Enroll in an online life & health insurance course

https://www.abtrainingcenter.com/life-health-insurance-license

Step 2: Complete Your Course

You’ll learn:

• Insurance fundamentals
• Policy types
• State laws and regulations

Most courses take 20–40 hours to complete.

Step 3: Prepare for the Licensing Exam

After your course, you’ll study using:

• Practice exams
• Study guides
• Review materials

Use proven study strategies here:

How to study for the insurance licensing exam

https://www.abtrainingcenter.com/blog/study-pc-insurance-exam-biid1000142

Step 4: Schedule and Take Your Exam

Most states require you to:

• Schedule your exam with a testing provider
• Take the test at a physical location

Some states offer limited remote testing options, but this varies.

Step 5: Apply for Your License Online

After passing the exam, you can typically:

• Submit your application online
• Pay your license fee
• Complete background checks

Why Online Courses Are the Best Option

Online pre-licensing courses are the most popular choice because they offer:

• Flexibility (study anytime)
• Faster completion
• Lower cost
• Immediate access

Explore your options here:

View life & health insurance courses by state

https://www.abtrainingcenter.com/life-health-insurance-license

How Long Does It Take to Get Licensed Online?

Most people complete the process in 2 to 8 weeks, depending on how quickly they study and schedule their exam.

Learn more about timelines here:

How long it takes to get a life insurance license

https://www.abtrainingcenter.com/blog/how-long-does-it-take-to-get-pc-license-biid1000153

Is Getting Licensed Online Hard?

No — in fact, many people find it easier.

Online courses allow you to:

• Learn at your own pace
• Review difficult topics
• Practice with exam-style questions

Learn more about exam difficulty:

How hard is the life insurance exam

https://www.abtrainingcenter.com/blog/life-insurance-exam-difficulty-biid1000386.

What to Look for in an Online Course

Not all courses are the same.

Choose a course that includes:

• State-approved curriculum
• Practice exams
• Clear explanations
• Flexible learning options

Learn how to choose the right training:

Choosing legit insurance training online

https://www.abtrainingcenter.com/blog/choosing-legit-insurance-training-online-biid1000184

Common Mistakes to Avoid

Avoid these mistakes when getting licensed online:

• Choosing a non-approved course
• Skipping exam prep
• Waiting too long to schedule your exam
• Not verifying state requirements

Start Your Life Insurance License Online Today

Getting your life insurance license online is one of the fastest ways to start a new career.

With the right course, you can:

• Start immediately
• Study on your schedule
• Get licensed in just a few weeks

Take the first step now:

Start your life & health insurance license today

https://www.abtrainingcenter.com/life-health-insurance-license

Frequently Asked Questions

Can you take the life insurance exam online?

In most states, no — the exam must be taken in person, though some exceptions exist.

Is online training enough to pass the exam?

Yes. A good pre-licensing course provides everything you need.

Can you become an insurance agent from home?

Yes. Many agents work remotely after getting licensed.

Learn how to get started:

How to become a life insurance agent

Is online licensing faster than in-person?

Yes. Online courses allow you to start immediately and move at your own pace.